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Legal & Compliance

1. Privacy & Data

ElmStreet Lending collects PII for loan processing with 256-bit SSL encryption. Soft inquiry for rate checks; hard inquiry only upon loan acceptance. We comply with FCRA, GLBA, TILA, and all state regulations.

2. APR Disclosures

APRs range from 5.75% to 18.49%. Loan amounts from $50,000 to $650,000 with terms of 15-30 years. All loans subject to credit approval. $0 origination fees. $0 prepayment penalties.

3. Terms of Service

By using ElmStreet Lending, you agree to binding terms. We are a marketplace, not a lender. Electronic consent required for all communications.